Current Rates

Checking & Savings Accounts
Effective January 4, 2021
Account Type Interest Rate APY *
Consumer Savings Account - $100 opening balance .05 .05
Commercial Savings Account - $100 opening balance .05 .05
Consumer Super Now Checking - $1,000 opening balance .05 .05
Commercial Super Now Checking - $1,000 opening balance .05 .05
Personal Money Market Account - $1,000 opening balance
Balance $.01 - $99,999.99
Balance $100,000 and Over
 
.05
.10
 
.05
.10
**First Choice Checking - $100 opening balance
Balance below $15,000
Balance of $15,000 and Over
 
1.01%
.26%
 
Low 1.01%
High .26%

Fees may reduce earnings on these accounts.
Rates may change after the account is opened, and are subject
to change without notice.

               * APY = Annual Percentage Yield - you must maintain a minimum daily                     balance of $0.01 in the account each day to obtain the disclosed APY. 

** To qualify for the First Choice Checking rates you must perform the following during the monthly qualification cycle; have at least 10 debit card POS purchases post and clear (ATM transactions do not quailfy as POS purchases), have at least 1 automatic payment or deposit post and clear, and receive e-statements (electronically, not by mail).  If you do not meet the eligibility requirements during the qualification cycle, the rate paid in your account on the entire balance will be .05%, annual percentage yield of .05%
 

 

 

 Certificates of Deposits and IRAs
Effective August 4, 2021

Term/Period Interest Rate APY *
  6 Months .15 .15
12 Months .35 .35
13 Months .35 .35
15 Months .37 .37
18 Months .40 .40
22 Months .42 .42
24 Months .45 .45
36 Months .55 .55
48 Months .60 .60

Rates are subject to change without notice.

Minimum Balance to open a Certificate of Deposit is $3,000

* APY = Annual Percentage Yield - Calculated on a quarterly compounding basis for terms equal to or greater than 12 months and simple for lesser terms.
Minimum balance to obtain APY is $.01



An early withdrawal penalty may be imposed. Early withdrawal fees 
could result in a reduction in earnings and/or principal.

 



 

Wall Street Journal Prime
As of
 October 23rd, 2020
  3.25%  
 

 

 

Home Equity Line of Credit
Effectiv
e October 23rd, 2020

LTV Variable Rate Current Rate
70% WSJ Prime 3.25 APR*
80% WSJ Prime +1% 4.25 APR*
90% WSJ Prime +1% 4.25 APR*
100% WSJ Prime +2% 5.25 APR*

Rates are subject to change without notice.

*APR = Annual Percentage Rate

Rate can vary depending on credit quality 
and does not include other cost such as fees.

Rate will vary for life of loan based on the Wall Street Journal Prime Rate.

Rate assumes CFB Checking account and autopayment  
add .5% for non-checking customers.

 

 

Consumer Automobile Loans
Effective
 June 15, 2021
Months 0-36 37-48 49-60
New 4.00 APR* 4.50 APR* 5.00 APR*
2020 4.25 APR* 4.75 APR* 5.25 APR*
2019 4.75 APR* 5.25 APR* 5.75 APR*
2018 5.25 APR* 42 Months    5.75 APR* N/A

*APR = Annual Percentage Rate

We offer car loans for 2017 and older models.  Contact the loan deparment for rates/terms.

Rate can vary depending on credit quality and does not include 
other cost such as fees.

Rate assumes CFB Checking account and autopayment  
add .5% for non-checking customers.

 

For more information regarding these and other types of accounts, contact us at 913-371-1242.